The Magic Behind Your Generation Donation
Your donation is Recycled & Reused helping multiple families save their home from foreclosure for generations to come. Families are not forced out of their homes, their payments don’t increase, and their equity is preserved.
Begin A Cycle Of Giving That Never Ends By Donating Below!
It Works Because It's Simple
1) Families facing foreclosure are verified. We prioritize families with children caught off guard by a health crisis.
2) Donations are pooled from generous people like you.
3) Donations go directly to the bank to stop foreclosure!
4) Donations return when the home sells, allow us to help the next family in need. ∞
"Too often, donations to a nonprofit get eaten up by overhead. Not here. At SavingHomes.org, your donation doesn’t shrink— it grows, directly helping families in crisis for generations to come." Ross Hamilton, Founder
Yes! It is recorded as a second or third mortgage, but with an important difference: there are no fees, no points, no monthly payments, and a 99-year term. The only reason it’s recorded against the property is to ensure donations return to SavingHomes.org when the home eventually sells—this is simply people helping people.
The families we help often have significant equity and have proven they can afford their mortgage moving forward. What they lack is the ability to make the large lump-sum payment required to cover back payments and bring their loan current—and that’s exactly where SavingHomes.org steps in.
We always start with the kids. The more children in the home, the more eager we are to help—because no matter what unforeseen hardship the parents faced, the children had nothing to do with it.
We focus on families who: Have lived in their home for more than five years. Getting a loan and building stability is already a big test of commitment.
Experienced an unforeseen emergency that caused them to fall behind, but who can afford their mortgage going forward if given a chance to catch up.
Examples include:
A parent who couldn’t work while recovering from an injury.
A family who had to drain their savings to care for a sick loved one.
There are endless situations, but the heart of it is simple: your donations make the choice. We prioritize single parents, families with children, and those caring for disabled family members—because stability at home is stability for the entire family.
We actively monitor the families we assist. If someone begins to fall behind again, we step in early—often giving them up to a year to find the best solution, rather than just a few weeks.
At SavingHomes.org, we carefully choose families who have significant equity in their homes. This ensures that even if something unforeseen happens and the home sells at a foreclosure sale, there is still a strong likelihood the donation funds will be repaid.
For the family never sells their home and enjoys stability for a lifetime, that in itself is a great success... Your donation provided a safe place for children and grandchildren to grow.
The donation simply remains attached to the home until it’s sold. In most cases, families sell within 2–6 years. When the donations are returned they are reused to help the next family!
Success Stories
Because of the generosity of people like you, these families were not foreclosed on—allowing the children to fall asleep in their own beds tonight, not in a shelter.
Your donation helps:
- Reduce homelessness
- Support affordable housing
- Fix generational poverty
- Lower the risks of divorce
- Reduce substance abuse
- Reduce child abuse & suicide
(as sited by the natinal library of medicine on the effects of foreclosure on mental health)
In the video above, these families share how they once faced losing everything—until donations kept them safe at home. Yours can do the same!
The Impossible Decision
If you’ve never had to choose between paying your mortgage or buying your child’s medicine, consider yourself fortunate. For too many families, this is their reality. Your support means they won’t have to make that impossible choice.
Imagine the heartbreak of telling your child you’re moving into a shelter. Families have nowhere else to turn—rents are higher than their mortgage. Landlords won’t rent to them due to credit. Many crowd in with relatives until relationships collapse. Others are left with their car or a homeless shelter. Keeping families in their homes protects far more than walls - it protects lives.
Your donation is crucial—sometimes foreclosures are prevented with only hours to spare. Without people like you choosing to act right now, the families on our site face being forcibly removed from their homes!
Your donation is 100% tax-deductible. Depending on your income and state, you could get back up to 42% through tax savings.
We’ll send everything you need for your records. All of our nonprofit status can be found on our site.
Too often, donations get eaten up by overhead. Not here. At SavingHomes.org, your gift doesn’t shrink—it grows, directly helping families in crisis
More than 100% of your donation can go directly to the cause, because it keeps working over time. When a family sells or refinances their home, your donation returns to our pool and is used again to save another home. One donation. Multiple families helped.
In rare cases, a home may sell for less than the total amount owed. However, this is highly unlikely due to our careful underwriting process.
For donors contributing over $50,000, we can structure your donation so the funds are directed back to you in the future. This way, SavingHomes does all the work of finding and supporting families in need, your donation creates impact now, and later the funds return to you, allowing you to enjoy a tax write-off today.
Email our team - [email protected]
Saving Homes Foundation
1122 Kenilworth Dr Suite 201,
Towson, MD 21204
Please make the check payable to Saving Homes Foundation.
Have a specific home you want to save? Include the address with your donation.
One-Time Donation
Make a one-time, tax-deductible contribution to save a family home where children live. Your support provides immediate help to a household facing foreclosure—and in many cases is recycled and reused to assist another family every 2–5 years. Together, we create lasting impact, one home at a time.
Recurring Donation
The most needed form of support: Choose your amount and frequency to maximize impact. Automatic contributions make it easy to plan and track your giving while providing steady, ongoing help to families in need.
If you would like to mail in your donation via check please use the following address:
Saving Homes Foundation
1122 Kenilworth Dr Suite 201,
Towson, MD 21204
Please make the check payable to Saving Homes Foundation.
Have a specific home you want to save? Include the address with your donation.
Have a House or $100K to Donate?
A Recoverable Grant
The ultimate win-win. Enjoy an instant tax write off when you donate over $100,000. Let us use your money to do good for awhile. You receive the ability to get paid back in the future!
Contact UsDonate or Sell a Property
Have a property that you would like to sell at a discount or donate? Contact our team and we can help find a family in need.
Contact Us