Saved Homes

The Impact When People Like You Donate

Over The Past Several Months: 273 Donors Came Together And Saved The Homes Of 50 People — Preserving Their Lives + $1.52M In Equity

Families that go through the Saving Homes program avoided the need to move into shelters, extended-stay hotels, living in cars, and overcrowded housing. The impact is immense and immediate.

What follows are real families. Children. Caregivers. People with disabilities. Families with no backup plan—hit by unexpected medical crises and life emergencies, then carried forward by the kindness of strangers.

Every story on this page began the same way: a family doing their best, facing a crisis they never saw coming. Illness, injury, job loss, grief, and caregiving responsibilities collided—putting homes at risk and children in limbo. These were not failures of effort or character. They were moments when life hit all at once.

Because people like you chose to donate, those moments did not become permanent losses. These are the families who stayed housed, stayed together, and found stability—because help arrived when it mattered most.

And one more thing worth remembering: donations to our 501(c)(3) are not only tax-deductible—they’re recycled and reused. When a family eventually sells or refinances, those funds return to help the next family in need! Your donation helps a family today and another family tomorrow, creating a generational ripple effect of stability for children across America.

Rebuilding After Losing Everything Overnight

Homes Saved: 5 | Equity Preserved: $331,082 | Total Raised: $15,000

Dawnuelle fell behind on her mortgage after losing her longtime position during a company reorganization. After years of stable employment, the company she worked for was sold, and nearly 80 employees were let go in a single day. As a project manager and single mother of two daughters, the sudden loss of income created an immediate financial crisis.

Dawnuelle has worked tirelessly to stay afloat while searching for solutions that would not place her family in a worse position. She explored hard money lenders, contacted different assistance groups, and sought legal advice in hopes of finding help that was not predatory. During the process, she often felt overwhelmed and fearful because communication was inconsistent, leaving her worried that her family could lose their home at any moment.

Despite the hardship, Dawnuelle remained resourceful and determined. She sold personal belongings to make ends meet and protect her household while continuing to care for her two daughters, including her younger daughter who struggles with selective mutism.

Her goal is simple: remove the constant fear of foreclosure, bring her mortgage current, rebuild her credit over the next year, and eventually refinance into a more stable loan. Without assistance to reinstate the mortgage, Dawnuelle and her daughters risk losing not only their home, but also the financial foundation she worked for years to build.

A Mother Fighting to Keep Her Children Home

Homes Saved: 4 | Equity Preserved: $113,108 | Total Raised: $8,988

Rose fell behind on her mortgage after taking unpaid medical leave following the birth of her youngest child. With no spousal support and full custody of her four-year-old niece, she was without income for several months during a critical season for her growing family.

Rose fell behind on her mortgage after taking medically necessary leave following the birth of her youngest child. Because her leave was unexpectedly unpaid, she was without income for several months during a critical time for her growing family. As a single caregiver, also raising her four-year-old niece, this created an unexpected financial gap.

Rose has since returned to work full-time and remains current on her other bills. She has already paid $7,000 toward the arrears, but mounting attorney fees brought the total owed to about $9,000.

Without the support of those who stepped in to bring her mortgage current, Rose’s home would have been sold on the courthouse steps, costing her family their home and more than six figures in equity.

A special thank you to the Greenville, SC Upstate CREIA community for coming together to Save This Home and keep this family where they belong.

Protecting Stability for 6-Year-Old Twins

Homes Saved: 4 | Equity Preserved: $195,681 | Total Raised: $11,251.66

This home owner and his family faced foreclosure after a series of unexpected financial setbacks placed their home at risk. With two six-year-old twins depending on them, the stability they had built over nearly six years of homeownership was suddenly in jeopardy.

During an employment transition that left the household relying on one income, the family was hit with major, unavoidable home repairs, including a storm-damaged roof and a $12,000 HVAC replacement. Despite working with their lender on a payment plan, one missed payment due to an automated payment mishap, triggered a demand for the full balance.

Without intervention, the family would have no choice but to leave their home and crowd in with family.

A Single Mother Of Six

Homes Saved: 7 | Equity Preserved: $142,408 | Total Raised $27,000

With nowhere else to go, Charron Walsh had begun preparing to move her family into an extended-stay hotel. Her children were already displaced, and the loss of their home felt inevitable.

Charron and her six children faced foreclosure after a rapid series of destabilizing events. When her partner unexpectedly left, she was forced to take on full financial and caregiving responsibility alone. Shortly after, she lost her job.

The sudden shift from a two-income household to a single, limited income left her unable to keep up with the mortgage. Foreclosure was threatening to erase the only stability her children had left. Then donors like you stepped in. Over 75 people came together to save her home—preserving $142,408 in equity for her family’s future and keeping six children housed during an unimaginably difficult season.

Injury Struck & A Mother's Strength Carried the Family

Homes saved: 6 | Equity Preserved: $138,000 | Total Raised $6,000

Deborah and her family faced severe financial strain after a series of destabilizing events. When her husband suffered a serious back injury, he was unable to work, eliminating the household’s primary source of income. During this period, Deborah took on whatever work she could while also caring for their four children—three of whom live with chronic medical conditions. Despite her efforts, including working as a school bus driver, the loss of income and increased caregiving responsibilities caused the family to fall behind.

The risk of losing their home threatened the one place that had kept their family grounded through medical challenges and uncertainty. Because donors came together, the Vaughn family was able to keep their home. Their children remained housed, stability was restored, and the family was given the breathing room needed to focus on health, recovery, and moving forward together.

From Grandmother To Mother

Homes Saved: 2 | Equity Preserved: $36,000 | Total Raised $11,000

Michelle Hales, a devoted grandmother who suddenly became a full-time parent to her teenage grandson, faced the risk of losing her home after a series of financial setbacks during an already heartbreaking season. Following the loss of her daughter, Michelle was forced to step into a new role—going from grandmother to mom—while navigating grief, responsibility, and unexpected expenses. Medical bills, car repairs, and other necessary costs gradually caused her to fall behind on her mortgage. Despite her best efforts to recover, the strain became overwhelming.

Without her home, she and her grandson faced the possibility of living in her car.

Through it all, Michelle remained focused on keeping her home as a safe, stable place for her grandson at a time when consistency and security mattered most. Because donors came together, Michelle was able to keep her home. Her grandson remained housed, stability was preserved, and a family found footing again during a moment of profound transition.

Keeping 3 Little Girls in the Only Home They’ve Known

Homes saved: 5 | Equity Preserved: $80,000 | Total Raised $18,000

The parents of three young daughters (ages 9, 7, and 3), faced foreclosure on their first family home after a series of setbacks beyond their control. When Justin suffered a back injury, he was unable to perform his job until fully recovered, resulting in a significant loss of income. Although he later secured new employment, the family was unable to make up the missed mortgage payments. Despite adjusting their lifestyle and staying current on household expenses, the payments that accumulated during the injury and employment transition placed the home at risk.

Without the home, the family had nowhere else to go, and their children would have been uprooted from the only home they had ever known. ONLY Because donors came together, the Littles were able to keep their home. Their children remained housed, stability was restored, and the family avoided a path that would have led to lasting disruption.

The Weight 'Crushes" People

Research shows that the stress of foreclosure doesn’t just threaten a family’s housing—it threatens their health. A large review of multiple studies found that people experiencing foreclosure face significantly higher rates of physical and mental harm, including worsened overall health, anxiety, depression, increased unhealthy days, substance abuse, relationship breakdown, and even suicide—at levels far greater than homeowners not facing foreclosure.

Foreclosure stress has been linked to higher rates of poor self-rated health, prolonged physical and mental hardship, and severe psychological distress—outcomes that directly affect a person’s ability to care for themselves, their children, and their family.

This research reinforces what the stories on this page make clear: losing a home is not just a financial event—it is a destabilizing life crisis. Helping families keep their homes protects more than housing; it safeguards health, dignity, and long-term stability for children and families.

Caregiver While Managing Her Own Medical Disability

Homes Saved: 2 | Equity Preserved: $106,000 | Total Raised $8,000

Tiffanie faced foreclosure after a significant drop in income caused by a medical hardship related to an occupational disease. As her health was impacted, her ability to work full-time declined, creating financial strain and uncertainty.

At the same time, Tiffanie was caring for her mother in their shared home, increasing both her responsibilities and expenses.

Despite continuing to work part-time and doing everything she could to stay afloat, the combination of reduced income, medical costs, and everyday necessities placed her home at risk. She actively pursued solutions, including disability benefits, legal guidance related to her illness, and opportunities to regain stable employment. Because donors came together, Tiffanie was able to keep her home. Stability was restored, caregiving could continue, and she was given the breathing room needed to focus on recovery and rebuilding her financial footing.

Single Mother After a Double Lung Transplant

Homes saved: 2 | Equity Preserved: $277,000 | Total Raised $5,000

Cameron has faced severe financial hardship following a series of life-altering events beyond her control. Formerly a six-figure earner in the finance industry, her life changed dramatically after a double lung transplant in 2016. In the years that followed, she experienced a divorce and the loss of part-time employment due to COVID-19 and subsequent budget cuts. Now living on disability income, Cameron continues to support her son and protect the home they have lived in for 15 years.

She had nearly $277,000 in home equity at risk—equity that would have been erased along with her home if not for the support of people like you. Because donors chose to step in, a family remained housed and a lifetime of stability was preserved.

Full-Time Caregiver to a Teen With Special Needs

Homes Saved: 2 | Equity Preserved: $57,000 | Total Raised $14,000

This family, who asked not to have their photo featured, faced foreclosure after a sudden loss of income caused by serious back and wrist injuries sustained at work. After working at the same job since the age of 16, this single father was no longer able to continue working and was left without income while navigating the lengthy disability approval process.

As the sole caregiver for his autistic son, whose care depends on routine and stability, the risk of losing the home they had lived in for 15 years became immediate. Because donors stepped in, the home was saved during that critical gap. Months later, his disability benefits were approved, and he now has no problem maintaining the mortgage payments. Without donor support at the right moment, this father and son would have lost their home before the system caught up.

How Donations Are Recycled & Reused

When you donate, your gift doesn’t just help one family—it keeps helping again and again.

Saving Homes provides families with recoverable loans, not traditional loans with fees or interest. There are no fees, no interest, and no monthly payments. The purpose is to help families through a temporary crisis so they can stay in their home.

When a family later sells or refinances their home, the assistance is paid back to Saving Homes and then reused to help the next family facing foreclosure.

This means your donation helps a family today—and then helps another family in the future. One act of generosity creates a ripple effect, keeping more children housed and turning a single donation into lasting impact. Your generosity doesn’t stop with one family. It lives on.

Joe, Caretaker To His Disabled Sister

Homes saved: 3 | Equity Preserved: $190,800 | Total Raised $20,000

Joe H, who asked to remain private and not share their photo, was already caring for a semi-disabled sister when they lost both parents in close succession. Their grief was compounded by mounting responsibilities tied to medical care and estate paperwork. During this period, the sibling responsible for the mortgage lost their job. The family fell behind and foreclosure became imminent.

They lived in a modest but well-kept 3-bedroom, 2-bath home just outside of Charlotte—already outfitted to support a family member with disabilities—with a monthly payment of around $700. Housing alternatives at that price simply did not exist. Losing the home would have meant displacement and the loss of an environment designed around their sister’s needs. Because donors came together, the home was saved. The family remained housed, care could continue, and stability was restored during an otherwise overwhelming season.

Two Teenage Girls Kept Out Of A Homeless Shelter

Homes saved: 3 | Equity Preserved: $15,000 | Total Raised $7,000

Ayanna, a single mother of two, faced foreclosure after a cascade of hardships completely outside her control. Following the loss of both her mother and grandmother, she was left with medical bills and funeral expenses, while also experiencing job loss—all while continuing to care for her children. The strain on the household was immense. Her eldest daughter began struggling emotionally, and transportation challenges made daily life even harder.

With limited family support and no realistic alternatives, losing the home would have meant separating from their community and entering a homeless shelter. The stress reached a dangerous level, underscoring how deeply foreclosure impacts families—not just financially, but emotionally and mentally. Because donors came together, that outcome was avoided. Ayanna’s home was saved, her children remained housed and stable, and the family was given the space to heal and rebuild during one of the hardest chapters of their lives.

Full-Time Worker & Single Mother Of A Teenager

Homes Saved: 2 | Equity Preserved: $47,750 | Total Raised $8,000

After being unable to walk properly for a period of time, Sharena was hit with mounting medical bills and back-to-back car repairs. Despite always maintaining employment and help from family where possible, the unexpected expenses caused her to fall behind on her mortgage. Throughout the crisis, her focus never left her teenage son. Without intervention, he would have been forced to leave his home, crowd in with relatives, and transfer schools—adding instability at a critical time in his life.

Because donors came together, that outcome was avoided. Her home was saved, her son remained housed and in school, and the family was given the stability needed to move forward.

Six Children's Home Saved - One Child's Life Saved

Homes Saved: 8 | Equity Preserved: $153,000 | Total Raised $7,000

This family faced foreclosure after a sudden drop in household income—completely outside their control. Both parents were furloughed at the same time their young daughter required a life-saving bone marrow transplant. Her life was saved, but the medical crisis and lost income left the family unable to keep up with their mortgage.

Although both parents eventually returned to full-time work, the missed payments could not be recovered and foreclosure became imminent. Because donors pooled their support, the home was saved. The children remained housed, stability returned, and this family was able to move forward after an unimaginable season.

Approximately $250,000 can keep 100 people in their homes.
You can’t even build one house for that.

The most affordable home someone will ever live in is usually the one they’re already in. Keeping families housed costs far less—and causes far less disruption—than rebuilding lives after displacement.

Help stop homelessness at the source.
Preserve Affordable Housing.
Donate Now.

Inspire To Save A Home?

One-Time Donation

Make a one-time, tax-deductible contribution to save a family home where children live. Your support provides immediate help to a household facing foreclosure—and in many cases is recycled and reused to assist another family every 2–5 years. Together, we create lasting impact, one home at a time.

Recurring Donation

The most needed form of support: Choose your amount and frequency to maximize impact. Automatic contributions make it easy to plan and track your giving while providing steady, ongoing help to families in need.

If you would like to mail in your donation via check please use the following address:

Saving Homes Foundation
1122 Kenilworth Dr Suite 201,
Towson, MD 21204

Please make the check payable to Saving Homes Foundation.

Have a specific home you want to save? Include the address with your donation.

Have a House or $100K to Donate?

A Recoverable Grant

The ultimate win-win. Enjoy an instant tax write off when you donate over $100,000. Let us use your money to do good for awhile. You receive the ability to get paid back in the future!

Donate or Sell a Property

Have a property that you would like to sell at a discount or donate? Contact our team and we can help find a family in need.